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First Steps Before House Hunting
You’ve decided you really want to buy a new home. Before falling in love with a one, there are a few “housekeeping” items that need to be dealt with to insure the transaction runs smoothly. Get...
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How Much Can you afford
Start with this guideline: your target home should cost no more than 2.5 times your gross annual salary. For a $100,000 salary, that’s a $250,000 home. Now fine-tune that number with a hard look at...
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Do you need a 20% downpayment?
At RateGravity, we are honored when given the opportunity to conduct home buyer classes because it gives us the chance to live one of our core values, which is to provide unbiased educational content....
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Is APR a useful disclosure?
While the Consumer Financial Protection Bureau (CFPB) changed the mortgage disclosure rules substantially last year, it did not change the APR, which continues as the disclosure centerpiece. Whenever...
View ArticleDown Payment Less Than 20 Percent
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